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Online Gambling Payment Methods

Playing at a casino and wagering with real money is part of the allure and excitement of gambling in general. With the dawn of online casinos nearly 20 years ago, players from all over the world have been able to get the full casino experience without ever leaving their house, and in some cases without even leaving their bedroom.

In order to play at an online casino for real money the first step players have to endure is to download the casino software and to create a player account. These steps take only a few minutes to accomplish. After the first two steps are completed, it then comes time to deposit money into your player account so you have real money with which to gamble.

Depositing real money into your online casino player account is not a difficult process, but what makes it a bit hairy is the fact that you are spoiled for choice. What I mean by this is that on the average casino website you are given a plethora of different deposit options which makes deciding on just one more difficult than it may seem. The following few sections serve the purpose of highlighting the most popular deposit/withdrawal options as well as how they work. If you have any questions about depositing real money to an online casino, this article will attempt to answer all of them and then some.

Credit/Debit Cards

In this day in age, nearly everyone has either a credit or debit card, and a large amount of people actually possess both. Online casinos recognize this fact and in turn allow you to use cards as a way to fund your online player account. The upside to being able to use credit/debit cards as a form of depositing real money is that transactions typically happen immediately which means you can get playing your favorite casino games much faster than the person who mailed a check and has to wait, sometimes weeks, for it to be delivered and processed. If you have ever made any type of purchase with a credit card on the internet you will have no problem at all making a deposit via this method because it is very straightforward.

When prompted, all you have to do is supply the online casino with all your relevant card information (card number, expiration date, security code), specify the amount you wish to deposit, and you are all set. Transactions usually happen right then and there so you do not have to worry about any waiting time. One of the only drawbacks to depositing with a credit or debit card is the fact that not every casino which allows cards as a form of deposit allows you to withdraw funds using a card. This is a little inconvenient in that you are forced to use an alternate method when it comes time to cash out.

More details:

Switch Card Deposits
EntroPay Card Deposits

E-Wallets

E-wallets are a great way of making a deposit to online casinos because they are safe and easy. Most e-wallets, like PayPal, Neteller and Skrill (MoneyBookers), work by being linked with a player’s bank account so that money can easily be moved from the land-based bank to your online e-wallet account. You can fund your e-wallet at any time and from there you can use the online service to fund your player account at an online casino.

Unlike some credit/debit cards, e-wallets generally do not carry with them large fees so you really get more out of your money when you use them. While PayPal and MoneyBookers are two of the most popular e-wallets, there are so many different ones for players from every corner of the world. Before you assume that your chosen e-wallet will be acceptable to use as a deposit medium for a given casino website, be sure to check the site’s terms and conditions as not all e-wallets are accepted by every site. E-wallets are safe and secure and do a great job of protecting any and all pertinent financial information as to give you an added sense of peace of mind.

Not every e-wallet that is accepted as a form of deposit is able to be used to withdraw funds, but they are more commonly accepted as a withdrawal medium than credit and debit cards which makes them a better option for some players.

Prepaid Credit Cards

Prepaid credit cards work in almost the same exact fashion as normal debit and credit cards with the exception that there is only a certain quantity of funds loaded onto the card. This is both good and bad in the eyes of casino-goers. It is good for the reason that players will never be able to deposit more funds than they have, but it is bad because the limit of a prepaid card may be a much smaller amount of money than a player wishes to deposit.

As a rule of thumb, prepaid cards are almost never accepted as a form of withdrawal.

Wire Transfers

Assuming you have a land-based banking (checking) account, a bank wire is yet another option for you to make a deposit. Bank wires, assuming the casino at hand accepts them, work by funding money directly from your bank account to the online casino you are attempting to play at.

Wire transfers are extremely convenient but the one major downside is that they have some of the highest fees of any deposit method available. Bank wires are safe, secure, and relatively fast, but there are faster ways to make a deposit that are equally safe and will cost you less money in fees. I mean, usually you don’t feel like waiting a day or two to make your bets, personally I don’t think this is an optional method for online gaming…

Checks

Perhaps the most classic way to make a deposit at an online casino is to send the site a check. Most sites accept checks as a way of depositing, but their process time is sometimes absolutely unbearable. Not only do you have to wait for the check to reach the casino company in the mail, you then have to withstand processing times which can, on occasion, take up to a week or more. This is a popular USA payment method and you won’t see it much in Europe and other parts of the world.

Important Notes about Gambling Deposits

Something that is important for all prospective online gamblers to be aware of is the fact that all the aforementioned methods of deposit are subject to their own processing times which will be laid out by the site you are playing on. Additionally, minimum deposit amounts may be encountered on certain deposit methods as well. For example, Hypothetical Casino A may only accept wire transfers if you are going to deposit $5,000 or more; for all deposits less than this specified amount you will have to deposit via an alternative method.

Minimum deposit requirements and other bits of information relevant to all deposits vary from site to site but can be found in the terms and conditions. It is also important to note that not every form of deposit can be used as a way of withdrawing funds; this is yet another facet of information that can be discovered in a casino site’s terms and conditions.

More information:

Banking Options for South American Countries

Author Profile: Stefan+